LMJ is a firm of independent financial advisers specialising in the management of investment portfolios and pensions. We have been helping clients navigate complex financial markets since 2001 and from those very early days, our business has evolved primarily through client recommendations. Read More
There's no question that you have worked hard and spent a great deal of time, money and effort to secure the wealth you share with your family today.
It's therefore essential that you protect your wealth, in the event of your death, so that your wealth stays with your family and preserved for your loved ones.
Estate Planning is the act of making plans for the transfer of your estate after you die. Your estate includes the following assets:
Estate Planning should be used to achieve many objectives. You will need to ensure the maximum amount of your estate is transferred to your beneficiaries, whilst paying the least amount of tax.
More importantly, you also need to assign guardians for your children.
Estate Planning should be carried out when a person is legally able, someone who is over 18 and of sound mind.
Estate planning is more complex than just writing a will. It is a continuous planning process designed to eliminate the financial impact of your death on those loved ones you leave behind. An Estate Plan needs to include:
Dying without a valid Will is known as intestacy. If you die 'Intestate' dealing with your estate is a complicated affair, and especially long, perhaps years until the estate is settled. The rules on who will receive your estate without a valid will are also different.
Using a Will writing service is easy and everyone who has assets should write one. Contact us now to speak to a Will writing expert.
45,000 homes a year are sold to pay for long term care. The main asset you own is your home and you want to ensure your home is passed on to your loved ones, not used to pay for care costs.
A Probate Preservation Plus Trust Will does precisely what it says: It helps you to protect your property. A Trust is set up so each spouse or partner can determine where their share of any property is distributed on second death.
The Financial Conduct Authority does not regulate will writing, taxation and trust advice.
LMJ Financial Management Ltd
Upper South Hall
Bullen Farm Business Centre
Kent, TN12 5LX
Tel: 01732 874111
Fax: 01732 874222
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