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ABOUT US

LMJ is a firm of independent financial advisers specialising in the management of investment portfolios and pensions. We have been helping clients navigate complex financial markets since 2001 and from those very early days, our business has evolved primarily through client recommendations. Read More

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Privacy Policy

Who we are

At LMJ Financial Management Limited, we are committed to maintaining the trust and confidence to all of our clients and visitors to our web site. In particular, we want you to know that LMJ financial Management Limited is not in the business of selling, renting or trading email lists with other companies and businesses for marketing purposes. We just don’t do that sort of thing. But just in case you don’t believe us, in this Privacy Policy, we’ve provided lots of detailed information on when and why we collect your personal information, how we use it, the limited conditions under which we may disclose it to others and how we keep it secure. Grab a cuppa and read on.

At LMJ Financial Management Limited, we are committed to maintaining the trust and confidence to all of our clients and visitors to our web site. In particular, we want you to know that LMJ financial Management Limited is not in the business of selling, renting or trading email lists with other companies and businesses for marketing purposes. We just don’t do that sort of thing. But just in case you don’t believe us, in this Privacy Policy, we’ve provided lots of detailed information on when and why we collect your personal information, how we use it, the limited conditions under which we may disclose it to others and how we keep it secure. Grab a cuppa and read on.

Types of data we collect

Personal Information

At the fact finding stage, LMJ Financial Management Limited will collect all of the information that is deemed necessary to satisfy the FCA requirement of ‘knowing your customer’ The greater the detail of information, the more holistic and informed approach your adviser is able to make. LMJ Financial Management will not ask nor retain any information that will have no bearing to your overall advice process. LMJ Financial Management believe that client information should be treated both fairly and in a transparent nature and will always be honest about how we will use your personal information in order to retain our high standards of business practice.

At the fact finding stage, LMJ Financial Management Limited will collect all of the information that is deemed necessary to satisfy the FCA requirement of ‘knowing your customer’ The greater the detail of information, the more holistic and informed approach your adviser is able to make. LMJ Financial Management will not ask nor retain any information that will have no bearing to your overall advice process. LMJ Financial Management believe that client information should be treated both fairly and in a transparent nature and will always be honest about how we will use your personal information in order to retain our high standards of business practice.

Website Cookies

Cookies – what they are, why you are collecting them, what information cookies store.

1. Understanding how and why we use cookies

We use cookies on our website www.lmjfm.co.uk (‘Site’) to distinguish you from other users of the Site. This helps us to improve your experience when using our Site and to ensure the Site performs as you expect it to. This Cookie Policy should be read together with the Terms and Conditions governing your use of the Site. For ease of reference, the same definitions used in the Terms and Conditions are adopted in this Cookie Policy. By continuing to browse the Site, you are agreeing to our use of cookies.

Due to recent changes in law, all websites which operate across certain parts of the European Union are required to obtain consent to using or storing cookies (or similar technologies) on your computers or mobile devices. This Cookie Policy provides you with clear and comprehensive information about the cookies we use and the purposes for using them.

Local Sites linked from this Site may also use cookies to allow you to log on to Internet Banking, choose log-in preferences, and apply for products and services online and use financial tools. Please read this Cookie Policy carefully together with any Local Site and/or Product Terms and Conditions before using the Local Site or Product.

2. What are cookies?

Cookies are small text files that are sent to and stored on your computer, smartphone or other device for accessing the internet, whenever you visit a website. Cookies are useful because they allow a website to recognise a user's device. We use the following cookies on this Site:

  • ‘analytics’ cookies, to analyse how users use this Site to help us make our website better for those who visit it regularly. They help us work out what users like and don’t like and how we can improve things for you; and
  • ‘strictly necessary’ cookies, which are essential to ensure performance of the site. They include, for example, cookies that enable you to log into secure areas of our Site.

Local Sites may use cookies for a variety of other reasons including to determine preferences, let users navigate between pages efficiently, verify the user and carry out other essential security checks. Local Site cookie policies will explain how they use cookies.

More information about cookies can be found on www.allaboutcookies.org.

3. How cookies make our websites safer and easier to use

Cookies are used for a variety of reasons, such as to improve the functionality and performance of this Site and to safeguard your privacy when browsing our Local Sites. They can allow you to use functions such as being able to find and compare mortgages and use secure online application forms. If you leave a secure session window open when logged in to Internet Banking, cookies will enhance your security by prompting you to end (and/or automatically ending) your secure session.

When we include links to third party websites, please bear in mind they will have their own privacy and cookie policies that will govern the use of any information you submit.

For more information about how to disable cookies, visit www.allaboutcookies.org.

Cookies – what they are, why you are collecting them, what information cookies store.

1. Understanding how and why we use cookies

We use cookies on our website www.lmjfm.co.uk (‘Site’) to distinguish you from other users of the Site. This helps us to improve your experience when using our Site and to ensure the Site performs as you expect it to. This Cookie Policy should be read together with the Terms and Conditions governing your use of the Site. For ease of reference, the same definitions used in the Terms and Conditions are adopted in this Cookie Policy. By continuing to browse the Site, you are agreeing to our use of cookies.

Due to recent changes in law, all websites which operate across certain parts of the European Union are required to obtain consent to using or storing cookies (or similar technologies) on your computers or mobile devices. This Cookie Policy provides you with clear and comprehensive information about the cookies we use and the purposes for using them.

Local Sites linked from this Site may also use cookies to allow you to log on to Internet Banking, choose log-in preferences, and apply for products and services online and use financial tools. Please read this Cookie Policy carefully together with any Local Site and/or Product Terms and Conditions before using the Local Site or Product.

2. What are cookies?

Cookies are small text files that are sent to and stored on your computer, smartphone or other device for accessing the internet, whenever you visit a website. Cookies are useful because they allow a website to recognise a user's device. We use the following cookies on this Site:

  • ‘analytics’ cookies, to analyse how users use this Site to help us make our website better for those who visit it regularly. They help us work out what users like and don’t like and how we can improve things for you; and
  • ‘strictly necessary’ cookies, which are essential to ensure performance of the site. They include, for example, cookies that enable you to log into secure areas of our Site.

Local Sites may use cookies for a variety of other reasons including to determine preferences, let users navigate between pages efficiently, verify the user and carry out other essential security checks. Local Site cookie policies will explain how they use cookies.

More information about cookies can be found on www.allaboutcookies.org.

3. How cookies make our websites safer and easier to use

Cookies are used for a variety of reasons, such as to improve the functionality and performance of this Site and to safeguard your privacy when browsing our Local Sites. They can allow you to use functions such as being able to find and compare mortgages and use secure online application forms. If you leave a secure session window open when logged in to Internet Banking, cookies will enhance your security by prompting you to end (and/or automatically ending) your secure session.

When we include links to third party websites, please bear in mind they will have their own privacy and cookie policies that will govern the use of any information you submit.

For more information about how to disable cookies, visit www.allaboutcookies.org.

Google Analytics

When someone visits www.lmjfm.co.uk we use a third party service, Google Analytics, to collect standard internet log information and details of visitor behaviour patterns. We do this to find out things such as the number of visitors to the various parts of the site. This information is only processed in a way which does not identify anyone. We do not make, and do not allow Google to make, any attempt to find out the identities of those visiting our website.

When someone visits www.lmjfm.co.uk we use a third party service, Google Analytics, to collect standard internet log information and details of visitor behaviour patterns. We do this to find out things such as the number of visitors to the various parts of the site. This information is only processed in a way which does not identify anyone. We do not make, and do not allow Google to make, any attempt to find out the identities of those visiting our website.

Mailing Lists

We use that information for a couple of reasons: to tell you information you’ve asked us to tell you about; to contact you if we need to obtain or provide additional information; to check our records are right and to check every now and then that you’re happy and satisfied. We don't rent or trade email lists with other organisations and businesses.

We use that information for a couple of reasons: to tell you information you’ve asked us to tell you about; to contact you if we need to obtain or provide additional information; to check our records are right and to check every now and then that you’re happy and satisfied. We don't rent or trade email lists with other organisations and businesses.

Access to your personal information

You are entitled to view, amend or potentially deleted the personal information that we hold. Please email your request to Nicola Hibbard at nicolahibbard@lmjfs.co.uk

Please note that LMJ Financial Management Limited reserve the right to politely decline a request for erasure due to there being a legitimate interest to legally protect oneself in the event of any future claim. There will then be a discussion whether restricted processing is then offered.

In normal circumstances LMJ Financial Management will maintain records until data subjects death once any complaint period has expired.

You are entitled to view, amend or potentially deleted the personal information that we hold. Please email your request to Nicola Hibbard at nicolahibbard@lmjfs.co.uk

Please note that LMJ Financial Management Limited reserve the right to politely decline a request for erasure due to there being a legitimate interest to legally protect oneself in the event of any future claim. There will then be a discussion whether restricted processing is then offered.

In normal circumstances LMJ Financial Management will maintain records until data subjects death once any complaint period has expired.

Changes to this Privacy Notice

The data protection policy has been reviewed as of May 2018 and will be assessed on an annual basis.

How safe is my information?

LMJ Financial Management Limited aim to move fully to electronic only storage as part of a staged process. All electronic files are securely backed up daily on a server which has added security features. All remote access has a secure two step log in process and due diligence is continually monitored on all companies that may access this.

All equipment is supported by high quality antivirus and firewall software and all data handling staff receive annual training on data handling and cyber security.

LMJ Financial Management Limited aim to move fully to electronic only storage as part of a staged process. All electronic files are securely backed up daily on a server which has added security features. All remote access has a secure two step log in process and due diligence is continually monitored on all companies that may access this.

All equipment is supported by high quality antivirus and firewall software and all data handling staff receive annual training on data handling and cyber security.

LMJ Financial Management Ltd, Upper South Hall, Bullen Farm Business Centre, Bullen Lane, East Peckham, Tonbridge, Kent, TN12 5LX
Tel: 01732 874111 Fax: 01732 874222 Email: lmj@lmjfs.co.uk

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